Oct 6, 2023
Car financing at Ford Dealer

If you are wondering how to finance your next ride, head over to your local Ford dealer for easy and convenient financing. Obtaining car financing through the dealer simplifies the car-buying process and gets you behind the wheel of your new Ford faster.

1. Enjoy One Convenient Experience 

Getting vehicle financing at the dealership combines two steps into one convenient experience. You can research the latest Ford models, take test drives, and negotiate pricing, all while getting approved for financing on-site. You don’t have to fill out numerous forms and research potential lenders. All you need to do is identify your preferred car, and the dealer’s finance team will handle the financing paperwork.

2. Get Access to Better Financing Rates 

There are numerous financing options at the dealership, which allows you to get the best rates for your new car loan. You can access financing from Ford Credit, which comes with competitive interest rates that you may not find through outside lenders.

Dealerships frequently offer low APR or even 0% financing on select models for a specified period. Whatever your financing needs are, your dealer will find the best loan terms to make the purchase affordable for you.

3. Take Advantage of Purchase Incentives

When you finance through your dealer, you can take advantage of additional savings and incentives offered by Ford and the dealership. These often include cashback offers and discounts on financing services. If you have a trade-in vehicle, your dealer will offer trade-in assistance to help boost your down payment. Check with the local dealership for promotional offers at the time of purchase to maximize your savings on the new Ford.

4. Build Your Credit Score

If you have a low credit score, you may have a hard time finding a bank to offer you vehicle financing. Luckily, dealerships have less stringent requirements when applying for car loans. A low credit score won’t prevent you from owning your dream Ford.

Dealerships have in-house financing for buyers with poor credit. In-house financing gives you a chance to improve your credit score. Once you make your monthly payments on time, you can build your credit and qualify for better interest rates in the future.

5. Drive Your New Car Sooner

Unlike banks, dealers process vehicle financing within hours or a few days. This allows you to drive off with the new car within a shorter period than if you opted for bank financing. You can even get pre-approved before visiting the showroom. When you find the perfect car, you can purchase it and drive it home right away.

Dealership financing is a fast and convenient process that will have you driving your new Ford within no time. If you need financing for your next ride, stop by Freeway Ford and explore our various financing options.